Until I had to.
I had this one infection when SOMEONE, who will remain nameless (OK, it was my own damn fault!), was using my computer at home and they clicked a scammer link in an email. The next day I had pop-up menus galore, and weird "freezes." That was back in the "old days" when the pond-scum virus writers let you know you were infected. Nowadays, they don't. They could be after your bank details (key loggers) or to use your machine as a zombie in a DDoS attack.
I use a couple of different virus packages. First and foremost McAfee
Adware and Spyware are a whole separate deal and you need software that protects you against both.
There are actually underground sites that act like "help wanted" exchanges for crooks and virus/worm/trojan writers. Apparently, your computer is worth about $.50 to $2.50. How long will it take you to rid your computer of the scourge crap? The national average is between 3 and 12 hours - depending on your technical ability.
The best offense in this case is a good defense. You should have a virus protector, and you should also have those products scan for spyware and adware. If you want extra protection, you can also use a product like NoAdware to scan for spyware (free!), and to immunize yourself for the future.
Most of all - you need to ACT. TODAY. Download these tools and let them run over night or over the weekend - and DISCONNECT your computer from the Internet until you're sure you're safe! These people are not fooling around - you shouldn't either!
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